Dear Editor

The proposal to stop forcing workers into retirement at 65 will go a long way to solving Britain’s personal debt crisis.

Research we carried out at the end of last year revealed that unless people work longer, they won’t be debt-free come retirement.

Our study found that more than half of professionals aged 35-45 said they would encounter financial problems in old age if they did not receive a parental windfall to bail them out.

Elizabeth Finn Care welcomes the proposals announced by the Equality and Human Rights Commission, which recommend more flexible working conditions for older Britons.

However it is no panacea, especially for those who will not be physically able to work beyond 65.

More than half of young working adults assume all care costs will be covered by the state, unaware that the weekly state pension would not even cover a fifth of the average cost of residential care.

We believe this alarming shortfall could become one of the biggest challenges facing us over the coming decades.

The Government must do more to encourage people to think about their future if we are to avoid the massive time bomb currently ticking.

Will Davies
Elizabeth Finn Care
200 Shepherds Bush Road,
London