Welsh farmers and landowners have been warned about the risks of autumn events.

A rural insurance expert has urged them to prioritise public safety as autumn festivities, including scarecrow festivals, bonfires, and outdoor gatherings, gain popularity.

Freddie Hamilton-Russell of insurance broker Lycetts said: "Autumn events are a great way to bring communities together, but they can draw large crowds and carry serious risks that landowners must address.

"Ensuring adequate insurance and safety measures are in place is crucial to avoiding costly claims."

Mr Hamilton-Russell highlighted fire hazards from bonfires and fireworks as one of the biggest risks.

He said: "Farms with dry crops and hay bales are particularly vulnerable to fire.

"Without proper supervision and safety protocols, festive gatherings can endanger both property and lives."

e also pointed out the public liability risks posed by accidents, such as slips on muddy paths, incidents during activities such as pumpkin carving, or vehicle damage in unmarked parking areas, all of which can result in compensation claims.

Ahead of autumn events, Mr Hamilton-Russell stressed the importance of reviewing insurance cover to ensure it fully addresses the full range of activities.

He said that livestock can also present challenges.

He said: "If animals are not adequately fenced off, they may interact with visitors, leading to potential injuries or escapes."

In addition, temporary event structures, such as marquees and stages, as well as seasonal decorations, are vulnerable to damage from high winds or vandalism.

Mr Hamilton-Russell urged landowners to ensure all structures are securely installed and insured.

He also emphasised the importance of event organisers and landowners getting permission from local authorities, who will consider a range of factors from disturbance to neighbours and traffic congestion to fire hazards and water supply.

He added: "Moreover, visitor safety is paramount.

"For events involving bonfires or fireworks, precautions should include creating firebreaks, keeping water or fire extinguishers nearby, and having a responsible person overseeing the fire.

"Event spaces, walkways, and parking areas should be clearly marked and well-lit to minimise the risk of accidents.

"Temporary structures should be securely installed and landowners should monitor weather conditions closely, with contingency plans in place for storms or high winds."

He finished by adding: "Adhering to these requirements and ensuring that all parties involved are informed of any restrictions is vital.

"Taking these precautions will help safeguard both the landowner and the local community from unexpected incidents."